: in recent years, commercial housing prices rise constantly, in order to ensure the normal family housing demand, make sure that build a moderately prosperous society in all respects smoothly, the state adopt a series of measures to rein the price ,such as limit the purchase, increase bank lending rates,strictly restrict financing for real estate development enterprises,therefore, Real estate financing has been hampered.Real estate companies can achieve steady development only by unimpeded financing channels, improving financing methods and optimizing the financing framework.Summarized in this article, through analysis the real estate company's financing structure optimization theory, the present situation of real estate financing structure in China,we mainly analyzes the financing status and problems of M real estate company, at the same time ,It reflects the main problems existing in the financing structure of the whole real estate industry. Based on the causes of M company financing difficulty and the result of regression analysis, this paper puts forward measures for M company's financing structure optimization, the main way of improvement are: expand the financing channels, increase ? ??? the proportion of direct financing, perfect enterprise credit system , increase the endogenous financing ability, etc.Through macro to micro, it can provide some reference for general real estate enterprises on how to optimize their financing structure