随着武城县经济的快速发展,武城县农信社的小额信贷业务量增长得也很快,但

是小额信贷业务在管理过程中遇到了贷款额度小、辐射人群面广、管理难度大、信贷

风险高等问题,如何改善武城县农信社小额信贷风险管控就成为一个迫切的问题。

作者通过对武城县农信社小额信贷业务幵展的现状与存在的问题,进行了深入的

思考和细致的分析,并用真实可靠的数据对小额信贷业务中遇到的信用风险、操作风

险、市场风险和其他风险进行深入剖析,揭示了各类风险产生的深层次根源,提出各

类风险的破解方案,为武城县农信社小额信贷业务稳健发展提供帮助,并为其他金融

机构发展小额信贷业务提供有益参考。

关键词:农信社小额信贷风险管理

S明理丄人学硕十学位论文
武城县农信社小额信贷风险管理研究

ABSTRACT

With the rapid development of Wu Cheng County economy, Wu Cheng RCC,s petty

loan business grow quickly. But small loan amount, wide range of radiation crowd, higher

credit risk,difficulty of manage and so on, encountered in the management process of petty

loan.So,how to improve the petty loan risk management of Wu Cheng RCC become a

pressing issue.

By a thorough analysis and careful thinking on petty loan development and problems

of Wu Cheng RCC,the author conducted an in-depth analysis on Credit risk,operational

risk,market risk and other risks with reliable data,revealed the deep-seated roots of various

risks arising,proposed an approach to various risks.This pater provided help for healthy

development of Wu Cheng RCC,s petty loan,and useful reference for the development of

petty loan of other financial institutions.

Key words: Rural Credit Cooperatives, microfinance,risk management