西安理工大学工商管理硕士专业学位论文 a data sharing mechanism to stabilize the foundation of refined management, adjusting the business structure and controlling costs, expanding the scale of capital business to improve profitability, etc. Finally, inorder to smoothly carryout the optimization of financial management, further promotethe improvement of theinformation system of HRural Commercial Bank, improve the quality of personnel, establish a cost control system, effectively implement the performance appraisal management mechanism, and provide safeguard measures for improving the optimization of financial management level. Through analysis, H Rural Commercial Bank can take targeted measures to improve financial managementlevel, optimizeresourceallocation, timelychange thebusiness philosophy from "speed" and "scale" to "quality" and "efficiency", and promote high-quality development of all businesses. Key Words: Financial management; Rural Commercial Bank; Optimal research III 目录 1 绪论 .............. 1 1.1 研究背景 .............. 1 1.2 研究目的及意义 ................ 1 1.2.1 研究目的 ............... 1 1.2.2 研究意义 ............... 2 1.3 文献综述 .............. 3 1.3.1 国外文献综述 .............. 3 1.3.2 国内文献综述 .............. 3 1.4 研究思路与方法 ................ 4 1.4.1 研究思路 .....