第 1 页 共 30 页 北大方正人寿保险有限公司 爱无忧重大疾病保险（增额版）条款 （2020年2月） 目录 第一部分 ······ 您（投保人）与我们（北大方正人寿保险有限公司）的合同 ············································ 3 第一条 合同的构成····································································································· 3 第二条 合同成立与生效······························································································· 3 第三条 投保年龄········································································································ 3 第四条 犹豫期··········································································································· 3 第二部分 ······ 我们提供的保障 ····································································································· 3 第五条 基本保险金额·································································································· 3 第六条 保险期间········································································································ 3 第七条 保险责任········································································································ 4 第八条 责任免除······································································································