仅限公司内部培训使用，请勿外传。交银康联交银幸福人生年金保险（A/B）（分红型）保费及利益试算表（版本号：2015-8-7）友情提醒：因涉及公式计算，为确保数据准确，使用前请确认已开启自动重算功能！交费期限投保方式被保险人年龄性别年金领取年龄年金领取期间交费频次基本年金金额保险费单位年金领取方式以额定费18周岁男65周岁20年趸交年交100,000554,060.00人民币元万能账户重要提示：1、下表利益试算基于公司的精算及其他假设，不代表公司的历史经营业绩，也不代表对公司未来经营业绩的预期，保单的红利分配是不确定的。2、年度末万能账户价值按照假设的结算利率计算，高、中、低三档结算利率假设分别为6%、4.5%、最低保证利率（3％）。3、数据可能存在舍入误差，实际请以保险合同为准。4、现金价值为当期年金或满期生存保险金给付前的现金价值。5、趸交方式仅适用于A款。当年度红利中档红利当年度进入万能账户价值（年金+红利）年度末万能账户价值（年金+红利）保单年度末被保险人年龄满期生存保险金当年度保险费累计保险费身故保险金年金现金价值高档结算利率中档结算利率（中档红利）6,731.78低档结算利率（低档红利）1,745.28高档红利低档红利高档红利中档红利低档红利（高档红利）1,745.28 11,718.28192021222324252627282930313233343536373839404142434445464748495051525354555657585960616263646566676869707172554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00554,060.00559,597.00584,758.00611,048.00638,517.00667,220.00697,210.00728,545.00761,285.00795,491.00831,231.00868,573.00907,587.00948,348.00990,931.001,035,415.001,081,881.001,130,414.001,181,099.001,234,032.001,289,314.001,347,043.001,407,324.001,365,791.001,322,363.001,276,951.001,229,467.001,179,816.001,127,901.001,073,621.00----------------------------------------------------------------------------------------------------188,777.0011,718.286,731.786,899.807,072.037,248.667,429.797,615.577,806.118,001.538,201.988,407.608,618.518,834.879,056.849,284.569,518.209,757.9510,003.9710,256.4810,515.6410,781.6911,054.8711,335.4111,623.6211,919.7412,224.1012,536.9512,858.5113,188.6213,527.5713,875.6214,233.0214,600.2014,977.4815,365.1515,763.3616,172.2816,592.1817,023.3517,466.2217,921.2918,389.1518,870.4119,365.8219,876.0520,400.7520,939.7321,493.0420,710.6919,909.3019,088.3318,247.0617,384.7916,500.7515,594.121,745.2811,7