随着社会经济的快速发展，各欧亿·体育（中国）有限公司竞争态势愈显激烈，尤其对于银欧亿·体育（中国）有限公司，竞 争趋于白热化。作为地方性金融机构，AS 农商银行对当地经济发展做出了重要贡 献。近年来，为适应激烈的银欧亿·体育（中国）有限公司竞争，AS 农商银行不断进行转型升级，取得了 不错的效果。然而，经过实践证明，AS 农商银行在绩效考核方面还存在很多问题， 需要不断完善，这些问题能否妥善解决关系着企业整体绩效的提升，还影响着企 业战略目标的实现。 本文以 AS 农商银行作为研究对象，旨在对其绩效考核体系进行优化，目的是 激发全员干事创业的激情，全面提升企业经营绩效。本文拟通过对 AS 农商银行绩 效考核现状的分析，查找到一些绩效考核方面存在的问题，并结合其实际情况， 运用绩效考核、平衡计分卡、关键绩效指标、目标管理等知识和理论，对 AS 农商 银行绩效考体系进行优化设计，以期对地方性中小型金融机构和其他类似农商银 行及农村信用社转型发展期经营绩效提升产生一定借鉴意义。 本文采用多种研究方法相结合，包括问卷调查法、案例分析法、文献分析法、 归纳总结法等。创新之处在于通过具体的案例分析，AS 农商银行目前处于战略转 型发展期，目前经营现状及绩效考核现状具有一定的特殊性，研究战略转型发展 期的农商银行绩效考核问题，具有一定的独特性。同时，本文采用了平衡计分卡、 关键绩效指标等多种绩效考核工具，具有一定的创新性。 关键词，农商银行；绩效考核；平衡计分卡；关键绩效指标II Abstract With the rapid development of social economy, the competitive situation of various industries is more intense, especially for the banking industry, competition tends to be heated. As a local financial institution, AS Agricultural Bank has made an important contribution to the local economic development. In recent years, in order to adapt to the fierce competition in the banking industry, AS Agricultural Bank of the continuous transformation and upgrading, has achieved good results. However, it has been proved by practice that AS Agricultural Bank has many problems in the performance appraisal, and needs to be perfected, whether these problems can properly solve the improvement of the overall performance of the enterprise, and also affect the realization of the enterprise's strategic goal. This article takes AS Agricultural Commercial Bank as the research object, aims at the optimization of its performance appraisal system, the goal is to inspire the full staff to start a business enthusiasm, comprehensively enhances the enterprise management performance. In this paper, through the analysis of the status quo of the performance appraisal of the AS Agricultural Bank, we find some problems in performance appraisal, and combine with the actual situation, use the knowledge and theory of performance appraisal, balanced scorecard, key performance index, target management and so on, to optimize the performance examination system of AS Agricultural Bank, With a view to the local small and medium-sized financial institutions and other similar agricultural banks and rural credit cooperatives during the transition period of business performance improvement will have some reference significance. In this paper, a variety of research methods are combined, including questionnaires, case studies, literature analysis, induction and summary methods. The innovation lies in the specific case analysis, as the agricultural Business Bank is in the strategic transition period of development, the current management status and performance assessment of the current situation has a certain particularity, the study of the strategic transformation and development period of the agricultural Business Bank performance appraisal problem, has a certain uniqueness. At the same time, this paper uses the Balanced scorecard, key performance indicators and other performance assessment tools, with a certain degree of innovation.III performance indicators Keywords: Agribusiness Banks; performanceappraisal;thebalancedscorecard; keyIV 目 录 摘要...............................................................................................................................I Abstract.............................................................................................................................II 1 绪论...............................................................................................................................1 1.1 选题背景..............................................................................................................1 1.2 研究意义..............................................................................................................1 1.2.1 理论意义....................................................................................................1 1.2.2 现实意义....................................................................................................2 1.3 研究现状..............................................................................................................2 1.3.1 国外研究现状及评述................................................................................2 1.3.2 国内研究现状及评述................................................................................4 1.4 研究内容与基本思路..........................................................................................5 1.4.1 研究内容....................................................................................................5 1.4.2 基本思路....................................................................................................6 1.4.3 基本框架....................................................................................................6 1.5 研究方法与创新之处..........................................................................................7 1.5.1 研究方法....................................................................................................7 1.5.2 创新之处....................................................................................................7 2 基本概念与理论基础...................................................................................................8 2.1 绩效、绩效考核与绩效管理..............................................................................8 2.1.1 绩效............................................................................................................8 2.1.2 绩效考核与绩效管理................................................................................8 2.2 绩效考核体系......................................................................................................9 2.2.1 绩效考核的内容........................................................................................9 2.2.2 绩效考核的主体......................................................................................10 2.2.3 绩效考核的周期......................................................................................10 2.2.4 绩效考核的方法......................................................................................11 2.2.5 绩效考核结果的应用..............................................................................11 2.3 常见绩效考核工具概述....................................................................................12 2.3.1 关键绩效指标（KPI）............................................................................12 2.3.2 平衡计分卡（BSC）...............................................................................12 2.3.3 360 度绩效评估反馈...............................................................................13 2.3.4 目标管理法..............................................................................................14 2.4 激励理论............................................................................................................14 2.5 农商银行的定义................................................................................................15 3AS 农商银行绩效考核现状和问题............................................................................17 3.1AS 农商银行基本情况概述..............................................................................17V 3.1.1AS 农商银行历史沿革及基本情况........................................................17 3.1.2AS 农商银行经营现状.........